How do I use Apple Pay?

You can use Apple Pay to make purchases in stores, on websites, and in apps. It’s widely accepted, simple, safe, secure, and private.

How secure is Apple Pay?

Apple Pay is safer than using a physical credit, debit, or prepaid card. Face ID, Touch ID, or your passcode is required for purchases on your iPhone, Apple Watch, Mac, or iPad. Your card number and identity aren’t shared with merchants, and your actual card numbers aren’t stored on your device or on Apple servers. When you pay in stores, neither Apple nor your device will send your actual card number to merchants. When you pay online in Safari or in apps, the merchant will only receive information you authorize to fulfill your order — such as your name, email address, and billing and shipping addresses. When you pay with a debit or credit card, Apple doesn’t keep transaction information that can be tied back to you. And when you use Apple Cash, information is stored only for troubleshooting, fraud prevention, and regulatory purposes.

How do I set up Apple Pay?

It’s simple. Just add a credit, debit, or prepaid card to the Wallet app on your iPhone, then choose to add the card to any other Apple devices you want to use with Apple Pay. It works on iPhone, Apple Watch, Mac, and iPad. If you upgrade to a new iPhone, you can automatically transfer your cards to the new device in one easy step.

Which banks support Apple Pay?

Apple Pay works with major credit and debit cards from banks around the world, with more added all the time. You can see all the banks that support Apple Pay here . If your card does not yet support Apple Pay, contact your bank for more information.

Can I check my card balance?

Yes. Connect your eligible Discover credit card account to its associated card you use with Apple Pay to securely view your card account details right in Wallet — including card balances and up to two years of transaction history. To connect an account, open Wallet, select your card, tap the more button, and select Card Details. Then tap Get Account Balance & Activity and follow the steps onscreen.

What is Apple Pay Later?

Apple Pay Later is a payment option that allows you to shop now and pay in four smaller installments over six weeks, with no interest or fees. It’s available within Apple Pay for purchases you make in apps and online with iPhone or iPad. You can manage all your Apple Pay Later loans and payments in one organized place in Wallet — no separate apps to download, no extra passwords to remember.

Does it cost extra to use Apple Pay?

No. Apple does not charge any fees when you pay with Apple Pay — in stores, online, or in apps. And Apple doesn’t charge interest or fees when you use Apple Pay Later.

Can I use Apple Pay abroad?

Apple Pay works in countries and regions that support contactless payments. Confirm with your bank, and ask about any fees they may charge for overseas usage. Apple Pay Later is available only for eligible applicants when shopping at merchants located in the United States.

How can my business accept Apple Pay?

If your business already accepts credit and debit cards, simply contact your payment provider to start accepting Apple Pay. If you want to accept Apple Pay on your website or in your app, visit Apple Pay for developers . And Apple Pay Later is part of Apple Pay — no integration or additional steps are required.

Does my business need any special equipment to accept Apple Pay?

With Tap to Pay on iPhone, you can use an iPhone to accept contactless payments through an app supported by any of the participating payment service providers . No extra terminal or hardware is required. If you already have a payment terminal, contact your payment service provider to find out if it accepts contactless payments.

How do I let my customers know I accept Apple Pay?

Download the Apple Pay mark to use within email, on your terminal screen, on your website, and in your app. You can also order Apple Pay decals to put on your storefront window and register. You can even get marketing materials for Apple Pay Later, including a messaging widget and logos. Eligible merchants in the United States that accept Apple Pay online and in apps are automatically set up to accept Apple Pay Later — no integration work required. For more details about the merchant experience, visit Apple Pay Later for Developers .

What’s the difference between Apple Cash and Apple Pay?

Apple Cash is a digital card in Wallet that lets you send and receive money in Messages or Wallet. The money you receive appears on your Apple Cash card in Wallet. You can spend it however you like in stores, online, and in apps with Apple Pay. Apple Pay enables you to make secure, contactless purchases using Apple Cash, Apple Card, and any other credit and debit cards that you add to Wallet.

Apple Pay

在几秒钟内设置Apple Pay。学习如何

用苹果的方式付款。

添加卡片

更快更容易
比

使用卡片
或现金。

全额付款或分期付款。

隐私和安全
内置的。

数百万人接受
网站和应用程序。

它准备好了
并设置。
那就去吧。

设置在几秒钟内。就在你的iPhone上。Apple Pay内置在iPhone、Apple Watch、Mac和iPad中。首先将你的信用卡或借记卡添加到iPhone上的钱包应用程序中，然后你就可以选择将其添加到其他设备上，这一步很简单。当你想付款时，只需双击，点击，就可以了。你仍然可以得到卡的所有奖励和福利，所以你不会错过任何来之不易的积分或里程。

如何设置Apple Pay

使用Apple Pay Later分期付款1 . Apple Pay Later允许你在六周内将购买分成四次等额付款，没有利息、费用或惊喜只需在iPhone或iPad上使用Apple Pay在线和应用程序结账，然后选择“稍后支付”。你很快就会知道你是否被批准了——这对你的信用评分没有影响你可以在钱包里管理一切，内置的工具可以帮助你养成健康的消费习惯。

稍后了解有关Apple Pay的更多信息

使用Apple Cash和Apple Pay。Apple Cash是一种存在于钱包中的数字卡——它存储着你收到或想要发送的现金你可以直接在“钱包”或“信息”中汇款——为你的团队支付早午餐的费用，或者为同事的礼物凑钱。你也可以在商店、应用程序中消费，或者使用Apple Pay在线支付。

了解更多关于Apple Cash 如何汇款

一件容易的事。
做这一切。

去街角的咖啡馆买。打开你的应用程序，在网上订购一个新的。已经交付。订阅。从自动售货机买。从超市买的。退房的时候找一下。

在商店和其他地方。在美国，超过85%的零售商接受Apple Pay，所以你可以随时随地使用它。如果你不确定，就问。Apple Pay在任何接受非接触式支付的地方都可以使用——从自动售货机、杂货店到出租车和地铁站。

如何用iPhone在商店支付

在应用程序和网络上。在iPhone、iPad或Mac的Safari浏览器中使用Apple Pay付款。你可以跳过冗长的结账表格，只需轻轻触摸或瞥一眼就可以付款。或者使用Apple Pay订阅Apple Music、Apple News+和Apple TV+等服务，在App Store购买应用程序和游戏，并升级iCloud存储。

如何网上付款
使用Touch ID

安全的,
声音。
和安全。

个人数据。保护。当你购物时，Apple Pay会使用特定于设备的号码和唯一的交易码。因此，你的卡号永远不会存储在你的设备或苹果服务器上。当你付款时，苹果绝不会与商家分享你的卡号。如果你不想在网上支付时与商家分享你的电子邮件地址，你可以使用隐藏我的电子邮件来生成唯一的，随机的电子邮件地址，自动转发到你的个人收件箱。

你的购买是保密的。当你用借记卡或信用卡支付时，Apple pay不会保留可以与你绑定的交易信息。当您使用Apple Cash时，存储的信息仅用于故障排除、防止欺诈和监管目的。

挖掘更多。接触更少。Apple Pay直接在你的设备上工作，帮助你避免触摸按钮和终端，处理卡片和兑换现金。每次购买都需要面部识别、触摸识别或密码——这有助于让你的安全掌握在自己手中。

问题吗?的答案。

你可以使用Apple Pay在商店、网站和应用程序中购物。它被广泛接受，简单、安全、可靠、私密。
Apple Pay比使用实体信用卡、借记卡或预付卡更安全。在iPhone、Apple Watch、Mac或iPad上购物时，需要使用Face ID、Touch ID或密码。你的卡号和身份不会与商家共享，你的实际卡号也不会存储在你的设备或苹果服务器上。

当你在商店付款时，苹果和你的设备都不会将你的实际卡号发送给商家。当你在Safari或应用程序中在线支付时，商家只会收到你授权的信息来完成你的订单——比如你的名字、电子邮件地址、账单和送货地址。

当你用借记卡或信用卡支付时，苹果不会保留可以与你绑定的交易信息。当您使用Apple Cash时，存储的信息仅用于故障排除、防止欺诈和监管目的。
- 了解更多有关Apple Pay安全和隐私的信息
这很简单。只需在iPhone的“钱包”应用程序中添加一张信用卡、借记卡或预付卡，然后选择将该卡添加到你想使用Apple Pay的任何其他苹果设备上。它适用于iPhone、Apple Watch、Mac和iPad。如果你升级到新的iPhone，你可以通过一个简单的步骤自动将卡转移到新设备上。
- 添加卡片
Apple Pay与世界各地银行的主要信用卡和借记卡兼容，而且还在不断增加。你可以在这里看到所有支持Apple Pay的银行。如果您的卡还不支持Apple Pay，请联系您的银行以获取更多信息。
是的。将您符合条件的Discover信用卡帐户连接到您使用Apple Pay的关联卡，以便在Wallet中安全地查看您的卡帐户详细信息-包括卡余额和最多两年的交易历史记录要连接帐户，打开钱包，选择您的卡，点击􀍡the更多按钮，并选择卡详细信息。然后点击获取帐户余额和活动，并按照屏幕上的步骤。
Apple Pay Later是一种付款方式，允许你现在购物，然后在六周内分四次分期付款，没有利息和费用你可以在苹果支付中使用应用程序，也可以用iPhone或iPad在线购物。你可以在一个有组织的地方管理你所有的Apple Pay Later贷款和支付——不需要下载单独的应用程序，也不需要记住额外的密码。
不。当你在商店、网上或应用程序中使用Apple pay支付时，苹果不收取任何费用。当你使用Apple Pay Later时，苹果不会收取利息或费用。
Apple Pay可以在支持非接触式支付的国家和地区使用。与你的银行确认，并询问他们对海外使用可能收取的任何费用。Apple Pay Later只适用于在美国的商家购物时符合条件的申请人
如果您的企业已经接受信用卡和借记卡，只需联系您的支付提供商开始接受Apple Pay。如果你想在你的网站或应用程序中接受Apple Pay，请访问Apple Pay for developers。Apple Pay Later是Apple Pay的一部分，不需要集成或其他步骤。
在iPhone上使用Tap to Pay，你可以使用iPhone通过任何参与支付服务提供商支持的应用程序接受非接触式支付。不需要额外的终端或硬件如果你已经有了支付终端，请联系你的支付服务提供商，了解他们是否接受非接触式支付。
下载Apple Pay标志，在电子邮件、终端屏幕、网站和应用程序中使用。你也可以订购Apple Pay贴纸，贴在店面窗口上并注册。你甚至可以获得Apple Pay Later的营销材料，包括消息工具和徽标。
在美国，在网上和应用程序中接受Apple Pay的符合条件的商家会自动设置为接受Apple Pay Later，无需整合工作。有关商家体验的更多细节，请访问Apple Pay Later For Developers。
Apple Cash是一种电子钱包卡，可以让你在短信或钱包中收发钱。你收到的钱出现在你的苹果现金卡钱包。你可以在商店、网上和苹果支付应用中随心所欲地消费。

Apple Pay允许您使用Apple Cash、Apple Card以及添加到Wallet中的任何其他信用卡和借记卡进行安全的非接触式购买。